If you've ever been in a car crash, you know that the "smack" of another vehicle can really shake you up. Initially, you are stunned; then you check to see if you've been hurt. If someone is with you, you check on them as well. Nonetheless, you are rattled and probably are not thinking straight. As a result, it helps to know ahead of time what to do in case of an accident. Then, if you get into one, at least you will have it in your mind what steps to take and hopefully those thoughts will keep you on track.
First, immediately make provision for your safety and health. If you are injured, make sure that emergency medical services (“EMS”) and law enforcement are called. Have EMS examine you and if appropriate, have them transport you to an emergency room for treatment. If you are able, try to obtain the following information:
- the name, address and driver’s license number of all drivers involved in the accident;
- the name, address and policy number for all insurance companies of all drivers involved in the accident;
- the name and address of all passengers in any vehicle;
- the name and address of all witnesses to the accident;
- the name and badge number of the attending law enforcement officer;
- the report number for the accident report (obtain a copy of the report if possible).
After the immediate medical and other needs are attended to, talk to an attorney experienced in injury law. He or she can guide you through the steps that will follow. For example, almost immediately you will have representatives of your insurance company and the other driver's insurance company contacting you. While they may seem friendly, neither are really your friend. Their goal is to investigate your claim and if possible to find a way to deny paying it. An experienced lawyer can advise you so that they do not take advantage of you.
For more information, visit www.linslawgroup.com
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